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In recognition of Homeownership Month this June, USDA Rural Development (RD) New York’s State Office had the privilege of celebrating the newest homeowner on the St. Regis Mohawk Reservation. Randa Martin and her four children welcomed the RD team and staff from the Akwesasne Housing Authority to their newly constructed home in Hogansburg, N.Y., a community on St. Regis Mohawk tribal land. RD presented the family with a red maple tree, planted together with Martin’s sons in memory of their late father, Richard Lebehn.
In June 2021, President Joe Biden announced the creation of the Interagency Task Force on Property Appraisal and Valuation Equity (PAVE) to root out racial and ethnic bias in home valuations after a report from the Federal Home Loan Mortgage Corporation found that appraisals for home purchases in majority-Black and majority-Latino neighborhoods were roughly twice as likely to result in a value below the actual contract price compared to appraisals in predominantly-white neighborhoods.
These days, many Virginia families are finding the search for reasonably priced housing to be a puzzle about as easy to solve as the infamous Rubik’s Cube. When they try to match up the four sides of location, cost, terms and financing, the “colors” just don’t align.
USDA Rural Development’s Single Family Housing Guaranteed Loan Program has options for lenders to help homebuyers finance homes across rural America. This includes manufactured homes, which can help boost the housing supply in rural America and bring homeownership within reach for millions of people.
Boosting the housing supply is crucial to bringing homeownership within reach for millions of Americans. USDA Rural Development and its lending partners have affordable financing options for homebuyers who are considering building their dream home.
Gloria Gonzalez has humble beginnings in Mexico where, as a child, she lived in a home made by her grandmother out of river rocks and mud. The dream of living in a safe, sturdy home wouldn’t become reality until moving to the United States.
