national homeownership month

Today, June 1, is the first day of National Homeownership Month, which is celebrated each June to highlight the important role housing plays in creating jobs, maintaining viable rural communities and contributing to the economy.

What better time than National Homeownership Month to host a housing development workshop?    Local officials in Pike County, Alabama, recognized the shortage of available housing for individuals and families interested in relocating to the area because of the hundreds of new job opportunities resulting from recent industry announcements and existing business expansions.  As one of the steps to help address this housing issue, the Pike County Economic Development Corporation (PCEDC) hosted a housing development workshop last week.

During the workshop, lenders, realtors, and developers learned about a variety of Federal and State programs to finance single family and multi-tenant housing.  Representatives of USDA Rural Development shared detailed information and met one-on-one with individuals following the workshop to answer their specific questions.  General questions about eligibility criteria, “green-building” programs and incentives, zoning issues, and rehabilitation of existing multi-tenant housing were raised during the workshop.

A few years ago, Mihai & Mihaiela Giurca reluctantly left both their native land of Romania to start fresh in New Jersey.  In 2007 they became permanent residents and moved to a one bedroom apartment in Atlantic City.  Both worked diligently to learn the language and obtain steady employment in the casino industry.

Starting a new career, Cody Thibert moved his wife and their three children to a new community.   Searching for a home in Valley City, North Dakota, Cody heard about USDA Rural Development through his father’s co-worker.  He decided to inquire about the housing programs and found a fit with the USDA Single Family Home Loan program.  The Thiberts were able to purchase a four bedroom, bi-level home with a low interest rate and an extended term loan.

John Yellow Bird Steele, President of the Oglala Sioux Tribe (OST) signed a proclamation declaring June 2011 National Homeownership Month.  The signing event took place in Pine Ridge, South Dakota, earlier this month with Partnership for Housing and USDA Rural Development on site for the ceremony.

“USDA Rural Development is actively engaged with assisting the Pine Ridge Indian Reservation in increasing homeownership opportunities in coordination with our public, private, and non-profit partners,” said Rural Development State Director Elsie M. Meeks.  “Homeownership often leads to economic improvements, a better sense of pride in yourself and of the community.”

Chris Olson learned firsthand that there is much more to the U.S. Department of Agriculture (USDA) than he thought. Now he wants to share his story with others.

Olson used USDA Rural Development’s direct home loan program to purchase a home in Cambridge, Minn. He learned about Rural Development’s home loan programs online.

“They really make sure you understand everything there is to know about owning a home,” Olson said. “Payments, budgets, expenses, home maintenance – the homeownership course covers all of that so you are fully prepared before buying the house.”

Owning a home in the same area where he built his business is a win-win for new homeowner Greg Kane.  In early June 2011, Kane purchased his studio condominium at Riverbend, Colorado,  through the help of US Bank Home Mortgage and the USDA Rural Development Guaranteed Rural Housing Loan Program.  Homeownership was the right answer for Kane’s housing dilemma.  Over the past four years as a renter he moved five times.  While his relationships with property owners had always been great, it seemed that something always came up. Twice the homes he was renting were sold and the new owners chose to use it as their primary residence.

As the sun rose on the beginning of a normal workday last fall for Rural Development Area Specialist, Vanessa Ingles, little did she know that one of her recent housing repair recipients had some special gifts awaiting her.

Mrs. Roxie Whorley and her granddaughter Roxanna Mize who live in the shadows of the Skyline Drive in the rural community of Bent Mountain, Virginia, were in need of a new heating system. The old wood-fired system, located in the basement, had been in the home for many years and had reached its last mile of service.  Mrs. Whorley had heard about a program that might be able to help, so she contacted the USDA Service Center in Christiansburg for some assistance in purchasing a new one.

With Lucy the Habitat Wonder Dog as our mascot, a large group of Virginia Rural Development staff assisted on June 15^th, in the completion of the final construction and landscaping duties for Brandy Russell’s home in Ashland, Virginia.

This month, one of our long-time and valued partners, Umpqua Community Development Corporation (CDC)—soon to be known as Neighborworks Umpqua—in Southwest Oregon, celebrates its 20^th anniversary. It is fitting for this special event to occur during National Homeownership Month, since Umpqua CDC has partnered with USDA Rural Development on numerous affordable housing efforts, as well as economic development projects. This work has had a direct and profound impact on the livability, sustainability and economy of communities here in Southwest Oregon.