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Eight years ago this month, the US economy went into free fall. The crash of the housing market led to a chain of historic levels of bankruptcies and layoffs. The stock market would eventually lose 20% of its value; family incomes, investments, and home values were being crushed. Along with that...

I recently had the privilege of representing the U.S. Department of Agriculture (USDA) Rural Development at the Eugene/Springfield Pride Festival in southwestern Oregon. We stood side-by-side with our counterparts at the USDA Natural Resources Conservation Service and the Forest Service. When this...

There are stark differences between Huron, South Dakota, and the Thailand Refugee Camp where the Maung Family started their journey. There are cultural differences, language barriers, and vast contrasts between the way people live and work in these two pinpoints on opposite sides of the globe. The...

As I watched Matthew McLane’s children play in the front yard of their home, I could tell how much this family loved being homeowners. Matthew and Candice McLane became first time homebuyers through the Agency’s Mutual Self-Help Program in 2012. The couple, and their two daughters, had been living...

Last month, I had the privilege of witnessing the American dream come to life for a Rockingham, Virginia family who has just purchased and built their first home with the help of a USDA Rural Development (RD) direct low-interest loan. It was an honor to help Rural Housing Service Administrator Tony...

Owning a home opens up a world of opportunities. A home is an asset that helps families finance education or a business. A home could be the reason you learn how to use a power drill, or the reason you start your first garden. Homeownership helps people become more financially literate all while...

Focusing on international markets, renewable energy and a community’s inherent assets, rural businesses find dynamic paths to prosperity. To see this in action, I headed to Boonville, New York. Mark Bourgeois was born and raised in Boonville and today is President of CJ Logging Equipment and 3B...

USDA Rural Development’s Rural Energy for America Program, or REAP as we call it, is one of the flagship programs found in the energy title of the Farm Bill. Through REAP, USDA helps rural agricultural producers and small businesses improve their financial bottom line through increased energy...

Five years ago, Christy Carr seemed like a long shot as a future homeowner. She was a newly divorced, unemployed mom of five, and her credit score was in the 300’s. The home she shared with her children had no heat, no electricity and no running water. A neighbor let Christy run an extension cord to...

When one thinks about home, they often think about warm meals on the dinner table, cozying up on the couch, painting the nursery, or even building equity in a place one calls their own. When I think housing- especially new housing: I also think opportunity; I think jobs. Jobs come from laying...