homeowners

As we celebrate National Homeownership Month this June, I am reminded how USDA delivers positive outcomes ‘Every Day, Every Way’ through the comprehensive programs and services that touch the lives of every American. While many people think of USDA in terms of food, farms and forestry, nearly 3.4 million families over the past 65 years have found the affordable financing they needed to become homeowners through USDA Rural Development.

In 2013 alone, more than 170,000 rural residents became homeowners with the help of Rural Development’s direct loans, guaranteed loans, grants and technical assistance. In both people and dollars, 2013 was the most successful year on record in the history of USDA’s single-family housing programs.

June is Homeownership Month.  Today we are sharing a first person account of a 76-year old Kentucky resident who used USDA’s home loan program to purchase her first home.  She submitted this account through the USDA Rural Development Kentucky State Office and we are sharing it so that others who are interested will better understand the steps that must be taken before closing. USDA has helped rural residents purchase homes since 1949. Since the start of the Obama Administration, USDA Direct and Guaranteed home loan programs have helped more than 650,000 rural residents buy houses.   Each buyer has a story.  Here is one of them.

The pictures are poignant: house after house destroyed by a wildland fire. We look at these pictures and wonder if anything could have been done to better protect these homes.

Sometimes wildfires are unpredictable. But there are measures homeowners can take that will help lessen the chances a fire will consume their property.

“People who live in a wildland-urban interface often forget or disregard the wildland fire cycles and dangers,” said Tom Harbour, Fire and Aviation Management director. “We need homeowners to understand that they can make a difference by making their homes defensible from wildfire.”