Just ask eighty-six year old Rita Fincher in Park Hills, Missouri and she will tell you it is never too late to start a new beginning.
After raising ten children in a mobile home, her current dwelling was literally falling in around her when her children and grand children came to the rescue. One of the grandsons was in the real estate business and learned of a vacant home that had been foreclosed and owned by a local bank. With the help of the USDA Rural Development direct home loan program she applied through the Farmington, Missouri office and was determined eligible. The house was structurally sound but needed lots of tender loving care. With some financial help from the local bank and USDA Rural Development, her family, church friends, and neighbors made the needed repairs and improvements.
