Farm Storage Facility Loan Program (FSFL)

Provides low-interest financing for producers to store, handle and/or transport eligible commodities they produce.

Managing USDA Agency	Type of Assistance	Who Should Apply	Learn More
Farm Service Agency (FSA)	Low-interest loans up to $500,000 per loan	Landowner, landlord, leaseholder, tenant or sharecropper with a demonstrated storage need or need for drying and handling equipment	Visit

Funds can be used to:

Acquire, construct or upgrade new or used, portable or permanently affixed, on-farm storage and handling facilities;
Acquire new or used storage and handling trucks; and
Acquire portable or permanently affixed storage and handling equipment

Eligible borrowers:

An eligible borrower is any person who is a landowner, landlord, leaseholder, tenant or sharecropper who produces an eligible commodity and can demonstrate storage needs based on three years of production history.
Eligible borrowers must be able to show repayment ability and meet other requirements to qualify for a FSFL. Contact your local FSA office for more details.

Eligible commodities, facility types, and equipment types:

Eligible commodities include grains, oilseeds, peanuts, pulse crops, hay, honey, renewable biomass commodities, fruits and vegetables, floriculture, hops, maple sap, milk, cheese, yogurt, butter, eggs, meat/poultry (unprocessed), rye and aquaculture
Eligible facility types include grain bins, hay barns, bulk tanks, and facilities for cold storage.
Eligible equipment includes drying and handling and storage equipment, including storage and handling trucks, which includes refrigerated trucks.
Eligible facilities and equipment may be new or used, permanently affixed or portable.

No. You should begin the application process a few months in advance of needing the funds to allow time for approval and an environmental evaluation

A producer may borrow up to $500,000 per loan, with a minimum down payment of 15 percent. Loan terms are between 3 and 12 years, depending on the amount of the loan.
Microloan option: Producers who select the microloan option can borrow up to $50,000, with the minimum down payment reduced to 5 percent and shorter loan terms. For Microloans, producers can self-certify the storage needs of the eligible commodity and are not required to demonstrate storage needs based on production history.

Loan applications should be filed in the administrative FSA county office that maintains the farm’s records
Complete this application form
Applicants for all loans will be charged a nonrefundable $100 application fee